1-877- 292-7350 jhurst@hurstlending.com

Texas Cash Out Refinance

Multiple Loan Options Available

Texas Cash Out Refinance Loans

We offer multiple cash-out loan options to take cash out of your home.

Access Your Equity

Refinance your property in Texas and take cash out.

Cash Out Refinance for Your Home

Take cash out and refinance your home.

Cash Out Investor Loans

Refinance your rental property and take cash out for any use.

Jumbo Cash Out Loans

Cash out loans over $548,250 with fixed or adjustable rates.

Cash Out Apartment Loans

35 year non-recourse cash out refinancing with low fixed rates.

Use Your Home Equity

Buy a car, consolidate debt, purchase a rental property. Use the cash to fund your dreams.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
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About Our Cash Out Loan Program

We offer a smarter way to get the cash you need, with special expertise in Texas Cash Out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Why Use




We’re Texas Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

Cash Out Loans in Texas

Loan Options

Many lenders do not offer cash out loan options in Texas due to the Texas Home Equity laws. Hurst Lending created our Texas Cash Out division to offer both conventional, investment property, and jumbo cash out mortgages. We offer fixed and adjustable rate cash out mortgages. We have Cash-Out refinance programs for conventional loans, jumbo loans, investment property loans and even multi-family loans.

Adjustable Rates

All Texas cash out loans for an owner-occupied primary residence requires the applicant to have at least 20% equity in their home. This rule applies to conventional and jumbo cash out loans, as well as to refinance of prior cash out loans. Texas cash out refinance laws are a bit complicated so many investors simply do not offer them or will not offer ARM cash out loans. At Hurst Lending we offer Cash-Out conventional and jumbo loans with both fixed and adjustable rates.

Get Started

Our interest rates on conventional and jumbo Texas cash out refinance loans are very competitive. To get a quote for a Cash-Out Jumbo loan or Cash-Out conventional loan, please click Get Started or call us toll-free at 877-692-0563.

We look forward to helping you save money on your loan.

About Hurst Lending

Expertise in Texas Cash Out Refinancing

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Make a Smart Move

“Football is hard. Refinancing doesn’t have to be.
Consider a cash out refinance in Texas.”

Dat Nguyen
Hurst Lending Investor
Former Pro Football Player & Coach