1-877- 292-7350 jhurst@hurstlending.com

Cash-Out Loans in Texas

Client Reviews

We offer a number of Texas cash out loan options for customers who are interested in refinancing and taking cash out of their homes.

Get a Texas Cash-Out loan to:

  • Consolidate Debt
  • Purchase a New Car
  • Buy a Second Home or Investment Property
  • Start a New Business
  • Fund Other Dreams. 

Texas Cash Out Laws are complicated.  We are a Texas Lender and we specialize in providing Texas Cash Out Loans.

Hurst Lending IconHurst Lending

4.8 ★★★★★ 43 reviews

Over $1 Billion in Loans Funded

And we are just getting started!  

We're Expanding!

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move


Texas Cash Out Loan Experts

Purchase Other Properties

Consolidate Debt

Fund Other Dreams


Cash Out Specialists

Quick Decisions, Quick Closing

No unnecessary red tape, no contingencies.
“Football’s hard.
Acessing your equity doesn’t have to be.”


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

Save with Cash-Out Loan in Texas

Can I Get a Cash-Out Loan in Texas?

Many lenders do not offer cash out loan options in Texas due to the Texas Home Equity laws. Hurst Lending & Insurance created the Texas Cash Out division to offer both conventional and jumbo cash out mortgages. We offer fixed and adjustable rate cash out mortgages. We have Cash-Out refinance programs for conventional loans (anything under $647,200 in Texas), jumbo loans ($647,200 and above in Texas), investment property loans and even multi-family loans.

All cash out loans for an owner-occupied primary residence requires the applicant to have at least 20% equity in their home. This rule applies to conventional and jumbo cash out loans, as well as to refinance of prior cash out loans.  Texas cash out refinance laws are a bit complicated so many investors simply do not offer them or will not offer ARM cash out loans. At Hurst Lending we offer Cash-Out conventional and jumbo loans with both fixed and adjustable rates.

Our interest rates on conventional and jumbo Texas cash out refinance loans are very competitive. To get a quote for a Cash-Out Jumbo loan or Cash-Out conventional loan, please click the button below or call us toll-free at 877-692-0563. We would love a chance to earn your business and help you save money on your loan.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.