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Jumbo Cash Out Loans in Texas

Client Reviews

What is a Jumbo Loan?

A jumbo loan is simply any home loan for more than $647,200.

Also known as a cash out refinance, the term refers to refinancing your home and, in the process, getting some of your accrued equity back in cash. In the end, the amount you owe is increased (by the amount of equity you took out) but, with today’s interest rates, your rate is likely lowered.

So, any cash-out loan over $647,200 is classified as a jumbo cash-out refinance. While many lenders do not offer cash out jumbo loans in Texas, Hurst Lending and Insurance’s Texas Cash Out loan experts offer a number of Texas jumbo cash out loan options for customers who are interested in taking cash out of their homes.

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Why Use Our Services?

Make a Smart Move


Purchase a 2nd Home or Investment Property

Access Your Equity

Pay Off Debt

Fund Other Dreams


Cash Out Specialists

Quick Decisions, Quick Closing

No unnecessary red tape, no contingencies.
“Football’s hard.
Acessing your equity doesn’t have to be.”


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

Save with a TX Jumbo Cash Out Loan

A Texas Jumbo Cash-Out Loan Can Help You:

  • Consolidate Debt
  • Purchase a New Car
  • Buy a Second Home or Investment Property
  • Start a New Business
  • Fund Other Dreams

Many Jumbo Loan lenders do not offer cash out jumbo refinance options in Texas due to the Texas Home Equity laws. We offer both fixed jumbo cash out mortgages and adjustable cash out jumbo loans. We also offer conventional cash out mortgages (these are loans under $647,200 in Texas) as well.

All Texas Cash Out loans require an applicant to have at least 20% equity in their home and the same rule applies to jumbo cash out loans or to refinance of prior cash out loans. The interest rates on conventional and jumbo Texas cash out mortgages are very competitive.

Texas cash out refinance laws are a bit complicated so a good portion of jumbo investors simply do not offer them or will not offer ARM cash out loans on either the jumbo or conventional side. At Texas Cash Out by Hurst Lending, we offer cash out jumbo loans with both fixed and adjustable rates.

To get a quote for a cash out jumbo refinance or cash-out conventional loan, please click the button below or call us toll-free at 877-292-7350. We would love a chance to see what scenario might work the best for you.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.