1-877- 292-7350 jhurst@hurstlending.com

Texas Jumbo Cash Out Loans

The smarter way to get the cash you need.

Texas Jumbo Loan Experts

We have special expertise in Texas Cash Out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Jumbo Cash Out Loans in Texas

Jumbo Loan Options

Many Jumbo Loan lenders do not offer cash out jumbo refinance options in Texas due to the Texas Home Equity laws. We offer both fixed jumbo cash out mortgages and adjustable cash out jumbo loans. We also offer conventional cash out mortgages as well.

Jumbo Loan Options

All Texas Cash Out loans require an applicant to have at least 20% equity in their home and the same rule applies to jumbo cash out loans or to refinance of prior cash out loans. Our interest rates on conventional and jumbo Texas cash out mortgages are very competitive.

Adjustable Rates

Texas cash out refinance laws are a bit complicated so a good portion of jumbo lenders simply do not offer them or will not offer ARM cash out loans on either the jumbo or conventional side. At Texas Cash Out by Hurst Lending, we offer cash out jumbo loans with both fixed and adjustable rates.

Get Started

Our interest rates on conventional and jumbo Texas cash out refinance loans are very competitive. To get a quote for a Cash-Out Jumbo loan or Cash-Out conventional loan, please click Get Started or call us toll-free at 877-292-7350.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
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What is a Texas Cash-Out Jumbo Refinance Loan?

A Texas cash-out jumbo refinance loan allows homeowners in Texas to refinance their current mortgage and take out a new loan for more than the current amount owed. The difference between the new loan amount and the existing mortgage balance is given to the borrower in cash. This cash can be used for any purpose, such as home renovations, debt consolidation, or investments.

To be eligible for a cash-out jumbo refinance loan in Texas, borrowers typically need to have a good credit score and a stable income, and the property must have enough equity to qualify. The amount of cash that can be taken out is typically limited to 80% of the property’s value, but this can vary depending on the lender’s guidelines.

Additionally, a Texas cash-out jumbo refinance loan generally has higher interest rates and fees than a traditional refinance loan, due to the higher loan amount and increased risk for the lender. It’s important to consider the long-term financial implications of taking out cash and to compare the costs and benefits of a cash-out refinance loan with other options before making a decision.

At Hurst Lending, we can help you navigate Texas Cash-Out laws and help determine the best mortgage program that meets your needs.

Why Use




We’re Texas Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape or contingencies.


Purchase properties or other dreams.

Free Consultation

Schedule a call to discuss your multiple options.

Access Your Equity

Cash Out Refinance for Your Home

Take cash out and refinance your home.

Cash Out Investor Loans

Refinance your rental property and take cash out for any use.

Jumbo Cash Out Loans

Cash out loans with fixed or adjustable rates.

Cash Out Apartment Loans

35 year non-recourse cash out refinancing with low fixed rates.

Your Local Texas Loan Experts

We are experts in Texas Loan Laws and will find the program that works best for you.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Make a Smart Move

“Football is hard. Refinancing doesn’t have to be.
Consider a cash out refinance in Texas.”

Dat Nguyen
Hurst Lending Investor
Former Pro Football Player & Coach