1-877- 292-7350 jhurst@hurstlending.com

Investment Property Cash Out

Multiple Options Available

Investment Property Cash Out Loans

We offer multiple cash-out loan options to take cash out of your rental property.

Access Your Equity

Cash Out Refinance for Your Home

Take cash out and refinance your home.

Cash Out Investor Loans

Refinance your rental property and take cash out for any use.

Jumbo Cash Out Loans

Cash out loans over $548,250 with fixed or adjustable rates.

Cash Out Apartment Loans

35 year non-recourse cash out refinancing with low fixed rates.

Multiple Loan Options

Refi based current appraised value, even if your current loan is less than 6 months.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing – and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.

Here recently I finalized an investment refinance loan while working with Tony Severance. I had a great experience working with Tony as he constantly keep me updated through out the loan process. Overall a seamless process from beginning to end with our timeline staying on track. Plans are to continue to work with Hurst Lending / Tony on any future lending opportunities.

Hector M.

About Our Cash Out Loan Program

We offer a smarter way to get the cash you need, with special expertise in Texas Cash Out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Why Use




We’re Texas Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape or contingencies.


Purchase properties or other dreams.

Take Cash Out of Rental Property

Own Property MORE Than 6 Months

You can take cash out from your investment property using conventional financing based on the after repair value. You simply need to wait 6 months until your loan has “seasoned.”  At this point you can refinance with a traditional conventional loan and take cash out based on the current appraised value.

Own Property LESS Than 6 Months

If you want to take cash out, but have owned the property for less than 6 months, then the loan is not seasoned.  You can refinance using a Conventional loan but you can only refinance based on the original purchase price.  

Our No Seasoning Loan rates start at 5.99% and we can help you refinance into a conventional loan once you own your property for 6 months.

Complete Your Repairs

We offer these type of loans and they allow you to take out cash as soon as your repairs are complete using the current appraised value (even if you have owned your property for less than 6 months).  This is a great way to refinance out of a high cost hard money loan and or free up your capital to purchase your next property.

About Our Real Estate Investing Services


Our founders started out as residential real estate investors and they learned how to leverage their borrowing capacity to build a high quality real estate portfolio over time. Along the way they built Hurst Lending and created a deep suite of loan products to address needs they had as real estate investors. Our loan products help investors: (1) grow their portfolios, (2) access their equity, and (3) acquire properties without high cost hard money loans.

We also love to work with new investors (who have solid w-2 jobs) to help them get started investing in real estate. People with w-2 jobs are able to access low cost long term fixed rate financing and this is the best way to grow your portfolio over time. The main thing that holds people back is the uncertainty about being a landlord and not having the tools to get started. We solve this issue by offering our mortgage clients access to our real estate investing experts and provide our clients the same suite of tools, legal contacts, and contractors used by our founders for their own investment properties (at no extra cost).* If you are interested in growing your portfolio or getting started investing in Real Estate, click the get started button below or feel free to reach out to Scott Bialek, one of our founders, at sbialek@hurstlending.com. He loves helping real estate investors grow their portfolios.

*Some services are only available in limited locations and offers may be changed at any time.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.