Hurst Lending & Insurance, the parent of Texas Cash Out, was founded in 2006, as a full-service mortgage lending company.
Mortgage Lending and Niche Loans
Our special expertise is in meeting unique lending needs that we believe are not adequately addressed by larger lenders. Our parent company, Hurst Lending, offers a wide range of niche loan programs to help home buyers overcome specific challenges. If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenge, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.
Home & Auto Insurance
In 2013, Hurst added an insurance brokerage business, offering home, life, business and auto insurance from major providers. As an insurance broker, we work for you to find the best policy and rates for your needs, saving our customers an average of $450/year.
How We Do Business
We are family owned and operated, and we experience very little employee turnover. We believe in building relationships, and our team aims to go beyond providing a great experience on the loan you need today. We want to earn our place as your long-term lending and insurance team.
Jay Hurst Co-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.
He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.
Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.
Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.
Scott Bialek Co-Founder, Hurst Lending and InsuranceExperience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Real Estate Broker. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.
Mr. Bialek has also held senior legal and operations positions at Dell and USAA.
Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.
Chris Jandrain Vice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.
Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.
Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.
Dat Nguyen: Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.
Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.
In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University
Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.
Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.
Texas Cash Out is a division of Hurst Real Estate, Inc. is a licensed mortgage lender and/or mortgage broker. Click here for information on state licenses.